At CommenceCircle, we work hard to provide e-services to businesses and organizations and lend all our earnings as microloans to other growing businesses. Microloans are a small sum of money lent at low interest to a new business. These microloans range from somewhere between SG$50 - SG$300 (INR2000 - INR17,000). We provide these microloans for a period of 3-6 months with an interest of 0.5% per month. To apply for one, we require your identity card and bank statement.